Annual Enrollment for 2025 has Begun!
The Manatee YourChoice Benefits Annual Enrollment for the 2025 Plan year begins on November 1st and ends at 10pm on November 22nd. This is the one opportunity each year employees are allowed to make changes to their insurance coverage without experiencing a family status change, including:
- CONFIRM benefit elections with no changes
- WAIVE/CHANGE coverages
- ADD or CHANGE Medical, Dental, Vision
- ENROLL in a Flexible Spending Account
- UPDATE beneficiary information*
- CONFIRM medical plan levels
- Review/Change coverages for Short Term Disability/Additional Long-Term Disability/Additional Employee Life/Spouse Life
*Employees can make changes to beneficiaries, at any time throughout the year.
All benefits elections/changes made during the Annual Enrollment period will take effect on January 1, 2025.
Annual Enrollment opens November 1st
Click the button below to review the Annual Enrollment Guide and find your Benefits Specialist (BCC) or HR contact (other agencies).
How To Enroll:
New hires:
Employees with a benefits effective date on or before November 1, 2024 may participate in this Annual Enrollment. Recent new hire employees with a benefits effective date of December 1, 2024 will need to complete their new hire enrollment window first by their new hire enrollment deadline, and will then have the opportunity to complete the Annual Enrollment window for 2025 upon completion of the New Hire Enrollment.
Logging into Benefit Express:
The User ID will always be your Employee ID #. Passwords have not changed. You will use the same password as before.
If you need to reset your password, contact Employee Health Benefits (EHB) at benefits@mymanatee.org or call (941) 748-4501 ext. 6412. If your password has been reset, use the default password to log in. The default password is your capitalized first name initial, lowercase last name initial + home zip code. (For example: John Smith living in zip code 34208 would be Js34208)
Passive enrollment:
This Annual Enrollment is a “passive” one. This means that any insurance plan enrollments that you currently have will automatically roll over to 2025 even if you do not log in during Annual Enrollment. Please note that any participants in the Health Care or Dependent Care Flexible Spending Account (FSA) programs must re-enroll for 2025 during Annual Enrollment. If you do not re-enter these plans during Annual Enrollment, you will not have the FSA plan(s) in 2025!
Express Enroll:
After you log into Benefit Express and answer the pre-enrollment questions, you will have the option to Express Enroll. Express Enroll will display all benefits as tiles. You will have the opportunity to view and re-elect your 2024 elections with 2025 rates by viewing on one page (see below):
At the bottom of the page, you can view the per pay period total deduction for 2025. Click “Save and Continue,” and print the confirmation. **FSA election is excluded in the Express Enroll option and will require a couple of extra steps.
Annual Enrollment standard:
As in prior enrollments, members will also have the option to step through their enrollment and look at each benefit option one at a time, by selecting the “here” link:
You may complete your enrollment by stepping through each of the windows and electing their coverage page by page. Once the enrollment is complete, you can print the confirmation page and keep it for your records.
Option to receive 1095-C electronically:
As in prior years, employees have the option to receive their 1095-C forms electronically via a personal email address of their choice. Employee must be logged into Benefit Express to make this election. Those electing this option will receive an email notification when the form is available. You may also print the form later by logging into Benefit Express.
Rates:
There is an 1% increase to the medical plan. There were no rate increases to dental, vision, or any other insurance plans. Please note that a change in salary and/or age band could increase the premiums for life, short-term disability, or long-term disability.
Pharmacy benefit:
As a reminder, our medical plan does not have a preferred retail pharmacy. Members can go to any pharmacy in the Optum Network, including (but not limited to) Publix, Walgreens, Walmart, Pelots/Rexall, and CVS.
Documentation:
Employees wishing to add a new dependent to medical, dental or vision must have all Social Security Numbers and upload the appropriate form(s), such as a marriage license and/or birth certificate, by clicking the Verify link. You may receive multiple reminders to upload the form, but it only needs to be uploaded once.
Confirm and update data:
Please review the plan level(s), designate beneficiaries for life insurance, and contact EHB if you have address or other demographic changes. Corrections to plan levels will not be made retroactively after January 1, 2025, so it’s in your best interest to notify EHB as soon as possible. Plan Level questions can be sent directly to EHB at (941) 748-4501 ext. 6412, or email benefits@mymanatee.org.
Paperless:
There are no paper forms to submit to EHB. Employees should print the Confirmation Statement for their records.
Please feel free to contact benefits@mymanatee.org if you have any questions.