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Medical Insurance

Medical Insurance

Medical Insurance

Please Note: Information displayed on this page is for the current (2026) plan year. For plan information and changes for 2027, please visit the Annual Enrollment page by clicking here.

 

Manatee YourChoice offers medical insurance through Aetna to benefit-eligible employees. Descriptions of the two medical plan options (Standard and Premium) and the premium costs per pay period are listed in the tables below. For more detailed information about each medical plan option, please refer to Aetna's Summary of Benefits and Coverage (SBC) documents at https://manateeyourchoice.com/employee-benefits/medical/sbc.

 

Comprehensive information about our Medical Insurance can be found at these links:

 
The YourChoice Medical Plan is designed to keep out-of-pocket costs low, while still providing quality medical care for members and their covered family dependents. Members receive one free preventive-care physician visit per calendar year. Routine immunizations and many medical screenings are also covered at no cost. 
 
Key features of the Medical Plan include:
  • Access to Aetna’s in-network primary care or specialist physicians with no referrals needed. Additionally, covered members and dependents are not required to select a Primary Care Provider (PCP).
  • Limited coverage is available for physicians outside of Aetna’s network.
  • Telemedicine (comprehensive remote-physician visits conducted online through your computer or mobile device) services are provided through Teladoc Health.
  • Affordable urgent-care facility, emergency room coverage, and laboratory testing/x-rays/diagnostic imaging. Please note that advanced imaging (such as MRIs or CT scans) will require precertification from Aetna before the procedures can be approved. Consult with your medical provider for details.
  • Comprehensive pharmacy/prescription drug coverage, provided by Optum Rx, is included with the medical insurance at no additional cost. 

 

***Exclusive discounts for Aetna Medical Plan Members -- Log in to your member portal at http://health.aetna.com or use the Aetna Health app on your mobile device! From the portal, click on "Health and Wellness" and choose "Health & Wellness Discounts."

 

Medical Insurance Plan - Coverage Comparison

Important note: Some procedures/visits listed above may have specific limits under our insurance plan. Please see the Other Highlights of the Medical Plan page for details.

 

Medical Insurance Plan - Premiums

** Over-age Dependents (age 26-30) are an additional employee cost per pay period, per over-age child as follows: Standard Plan = $402.16; Premium Plan = $412.47
 
Aetna In-Network Providers - Search Tools

Instructions and links for the provider directories can be found on this page: https://manateeyourchoice.com/provider-directory.

 

Questions? Need Help?

The Employee Health Benefits team is here to provide assistance. Please call (941) 748-4501, extension 6249 or email benefits@mymanatee.org.

Current Medical Insurance Plan members can also contact Aetna Member Services at (877) 580-5019 or log into their Aetna portal at http://health.aetna.com.