NEW FOR 2027: Explore Your Voluntary Benefits
More protection. More flexibility. More peace of mind.
The Manatee YourChoice Health Plan is introducing three new voluntary insurance options through The Hartford to help you prepare for life’s unexpected moments. These supplemental benefits complement your existing health insurance and provide additional financial support when covered injuries, illnesses, or hospital stays occur.
Accident Insurance: Protection when accidents happen.
Receive cash benefits for covered accidental injuries and related care, helping you manage unexpected expenses while you focus on recovery.
Critical Illness Insurance: Financial support for life’s biggest health challenges.
Receive a lump-sum cash benefit following the diagnosis of a covered serious illness, such as cancer, a heart attack, or a stroke.
Hospital Indemnity Insurance: Extra support during a hospital stay.
Receive cash benefits for covered hospital admissions due to illness or injury, with the flexibility to use the funds where you need them most.
Explore each benefit below to learn more about coverage, costs, and how these options can support your financial wellbeing in 2027.
Accident Insurance
With one in four U.S. families opting out of medical care due to costs, Accident Insurance is key to creating a comprehensive benefits package. It complements other benefits and can help close the financial gap left by traditional healthcare insurance. When combined with Critical Illness or Hospital Indemnity Insurance, Accident Insurance provides an affordable and complete benefits package at a low cost to you.
This supplemental insurance plan, provided through The Hartford, provides cash benefits for more than 80 accidental injuries in each of the following coverage categories:
- Initial and Emergency Care Benefits (Emergency transportation, emergency room/urgent care, diagnostic exams
- Follow-up Care Benefits (Telemedicine, therapy services, medical travel)
- Optional Benefits (Line of duty injury, organized sports injury, motor vehicle injury)
- Hospital/ Confinement Care Benefits (Hospital admission, step down unit confinement, hospice)
- Specific Injury Benefits (Brain injury, burns and lacerations, dislocations and fractures)
- Surgery Benefits (Joint replacement, hernia repair, abdominal/cranial/thoracic surgery)
- Catastrophic Benefits (Accident death and dismemberment, coma, paralysis)
Premium Rates
For more information, please click on the following links:
- Accident Insurance Informational Flyer
- The Hartford Supplemental Benefits (for Manatee YourChoice) - includes information on all of the benefits supplied by The Hartford (Disability, Accident, Hospital Indemnity, and Critical Illness)
Critical Illness Insurance
Critical Illness Insurance provides a lump-sum payment upon diagnosis of a covered illness, such as cancer, heart attack, or stroke. This benefit can be used to cover medical expenses, lost income, or other financial burdens, offering peace of mind and financial support during a challenging time.
Premium Rates
Rates for this plan vary by age. Please click on the Critical Illness Insurance Informational Flyer (see below) for details.
For more information, please click on the following links:
- Critical Illness Insurance Informational Flyer
- The Hartford Supplemental Benefits (for Manatee YourChoice) - includes information on all of the benefits supplied by The Hartford (Disability, Accident, Hospital Indemnity, and Critical Illness)
Hospital Indemnity Insurance
To support your financial wellbeing, Manatee County Government is offering Hospital Indemnity for all benefit-eligible employees. This coverage is paid by you and is available for yourself and your eligible dependents. This benefit offers cash payments if you’re admitted to the hospital due to illness or injury. The payments can help offset the costs associated with a hospital stay and give you flexibility to use the money where you need it most. You must be actively at work with your employer on the day your coverage takes effect. Use the funds for things like:
- Hospital Admission Fees
- Transportation
- Lodging for Family
- Recovery Support Services
Premium Rates
For more information, please click on the following links:
- Hospital Indemnity Insurance Informational Flyer.pdf
- The Hartford Supplemental Benefits (for Manatee YourChoice) - includes information on all of the benefits supplied by The Hartford (Disability, Accident, Hospital Indemnity, and Critical Illness)